tips and tricks, online shopping, shopping, money matters, money talks

Online catalogues range in scope, with specialist, independent and larger retailers offering a wide range of products. You’ll find everything from clothes to toys to gifts, with items that you can’t always buy on the UK high street. But how do you make the most from online catalogue shopping? Here are some tips that you need to know about.

Choose the best offers

As a new customer, most catalogue retailers offer introductory deals that reward you when you sign up for a new credit account. Usually, these include free delivery or money off your first purchase, both of which could save you a considerable amount of money. Use a comparison website to find the best deals for new customers or just search for your favorite retailers to bag a bargain.

Find out about interest

When you open a credit account with a UK catalogue company, you will likely have to pay interest on your order, unless you pay for your items in full by a particular date. Different companies offer different rates of interest, so always do your research and check ahead. Again, a good comparison website will let you compare deals; however, you can check out the individual websites of your favorite retailers to find out about the latest rates.

Choose a payment frequency that suits you

There are various finance options when you take out a new credit account with a retailer, including pay weekly, pay monthly and buy now, pay later. Choose one that best suits you. Don’t forget to ask about the different ways you can pay, either. Most retailers let you make repayments via phone, while others will let you log into your account online and pay for your items. Companies that have a presence on the UK high street, like Argos and Next, will even let you pay for your purchases in-store, which you might prefer.

Mum’s Two Cents

Advancement in technology has revolutionalized and streamlined the way we shop and we can all utilize this to work to our advantage. The 3 tips and tricks mentioned here are sure to make the most of your online catalogue shopping. If you have other tips to add, do leave it in a comment below.

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mumwrites

is a 30-something work-at-home mum who blogs in between home chores + child-minding. i love coffee, books + reading, collecting lovely postcards, + spending loads of time outdoors with my little man.