Are you just getting started or already well on your way to financial security? Find out here!

Flexibility is great. Especially in money matters. You get to go your own way, pave your own path, and do what works for you {and shun what doesn’t!}. But too much of a good thing could be bad. So in order to take full advantage of the gift of flexibility, you need a little structure and some timeline. Take the quiz below to know where you are financially, so you can plan, protect, and proceed with your best life ever!

1. Where are you now in your career?

• a. Starting out and getting experience/training
• b. Seeking promotion or changing jobs to enhance career
• c. Preparing for retirement

2. How much are you making now?

• a. Your spending is still greater than your income
• b. You regularly receive pay rises and salary increases
• c. Your expenses have gone down and savings have started to build up

3. What are your biggest expenses?

• a. Mortgage, car loans, and credit card debt
• b. Utility expenses, children’s allowances, tuition fees
• c. Retirement fund, medical expenses, real property taxes

4. What’s your current financial goal?

• a. Travel abroad and pay off credit card debt
• b. Save for children’s college education and buy your own home
• c. Build your retirement fund and beat estate tax

5. What does a financially secure future mean to you?

• a. Earn enough to do and buy what you want
• b. Live comfortably (whims included!) with your family amidst house repairs and tuition fees
• c. Have enough assets to live comfortably and still leave something to your heirs

6. What are you doing to make that future happen?

• a. Saving up and developing new skills
• b. Investing and finding other streams of income
• c. Turning retirement savings and pensions into income