Money Matter: Personal Items That Do Not Need To Be Expensive

You may already be earning money, but this doesn’t mean you should buy the most expensive items to prove you’re a responsible adult. It’s more responsible to work with a budget and be aware of your spending limits. You don’t need to prove anything to other adults. Those who have been in your current situation understand that there’s a learning curve and that you have to slowly work on your belongings before you can confidently say you’ve got everything figured out.

With that said, let’s look at some items you can buy as part of your adult life without necessarily costing an arm and a leg.

Toners and Makeup Pads

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When you look at products such as face toner online, one of the first things you’ll notice is the range of prices. There are toners that are inexpensive and there are toners that come with a hefty price tag. The truth is, you don’t need the most expensive toners to get the job done. If you look carefully at the ingredients list, you can find a toner that works especially for your skin type without it ruining your budget. The same thing can be said about makeup pads. There are makeup remover pads you can buy for a good price, while those from well-known makeup brands can cost a little more. The price difference can be because of the technology they used to create the pads, but even a simple cotton ball can work if you already have a good toner to begin with.


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Money Matters: Three Times A Small Decision Rewrote History + Changed the World

As they say, humanity is a product of an infinitely unfolding number of decisions, what single decision of yours changed your life?

Ever wondered what sparked some of the most momentous events in history? Most of the time, it’s conflict. But sometimes, they’re consequences of decisions made hastily, strategically, or emotionally. From an Indian lawyer going overseas to work, an African American seamstress commuting home, to an aspiring German aspiring artist and a very efficient devout monk, below are some people who made life defining, history-making decisions that changed the world forever.

When no one wanted to buy into the idea of “Google”

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Google’s success originated from one simple idea of Larry Page and Sergey Brin in the late 1990s. They realized that the sprawling, chaotic mess of content and material existing in the World Wide Web could be “optimized” by ranking search results by how often a content was cited similar to how an excellent research paper is cited by different papers. Their first version of the “search engine” was so successful the graduate students tried to sell the idea for $1 M. Unfortunately (or fortunately for the world!), there were no takers. So, they decided to put up the business themselves and well, you can Google the rest!

What it led to: The internet! Need we say more?

Benefit for you: We consume information as easy and as regularly as we drink water!

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Online Shopping: Top 5 Cyber Monday Shopping Tips

Photo by Bruno Kelzer on Unsplash


Cyber Monday is almost here. That means it’ll soon be the best time of the year for online shopping. Why deal with the chaos of Black Friday when you can do all your shopping at home? You can get all of your Christmas shopping out of the way and maybe get yourself a gift too while you’re at it. However, there are still a few things you need to watch out for when looking for great Cyber Monday online deals. Some deals might not be as good as they seem, while others can be made even better. With that in mind, here are our top five Cyber Monday shopping tips.

Do Your Research

The most important thing to do in order to get great Cyber Monday deals is to prepare ahead of time. You need to be aware of what items you want and compare prices on different sites. Bookmarking these sites ahead of time can also help you save time when the day arrives. It’s also a good idea to make a list of everything you want and where you plan to buy it. This can help you stay organised. You should make all these preparations at least a week in advance. Additionally, you can also search for Target promo code and similar discount codes to help you save money while enjoying your retail therapy. 

Sign Up for Mailing Lists

One of the best ways to keep track of what deals a store is offering is to subscribe to their email list. Stores will typically send updates several weeks in advance to keep their subscribers up to date. Signing up for their Facebook and Twitter is another great way to stay informed. This way, you’ll know what sales are happening long before the date of Cyber Monday.

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