Tips + Tricks: 8 Ways To Save Up This Holiday Season

The Christmas holidays may very well be one of the most expensive season of the year. It is very easy to go over-budget with all the parties to attend and the gifts to buy. I did not even mention the funds you need to set aside for the food you and your family will consume during the most festive of months.

Fortunately, you do not need to break the bank that much to have an unforgettable Christmas holidays. Here are a few money tips and tricks you may want to consider to make the most of the yuletide and still save up this holiday season:

Create a budget

It is very easy to lose track of your holiday spending if you will not create a budget. Make sure that you prepare a list of all your holiday spending. Include in your list everything you will need to make a budget for. This may include your Christmas gift shopping list and your December grocery list. You may very well throw in your airfare or transportation expenses for your holiday travel into your list. You should also include tips for delivery crews or parking lot attendants in your list.

Stick to your budget

Of course, it does not end with just creating a holiday budget. The second and most important part of it to make it effective is that you need to stick to your budget. You may go a little over your designated budget for each item on the list, but make sure you are still near the ball park figure to avoid going bankrupt, or worse, in depth of debt, after the holidays.

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Finish your holiday shopping ahead of time

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Mum Shares: Journalist + Now Entrepreneur + Farmer Ces Oreňa-Drilon ~ ‘It’s Really Passion That Moves You Forward.’

Ces Oreňa-Drilon has never met a story she wasn’t passionate about pursuing or a challenge she didn’t face head-on with a positive spirit. 

When the former reporter and Bandila anchor lost her job when ABS-CBN’s franchise was not renewed at the height of the pandemic in 2020, Ces turned to farming and entrepreneurship to sustain her. Out of the newsroom, she also explored digital platforms to reach her audiences. 

Ces, who was also former Content Acquisition Head of ABS-CBN Lifestyle Ecosystem Group, says, “Leaving the anchor’s chair was my own decision because I wanted to leave my comfort zone and try new things like digital. So, I took the plunge and tried my hand at livestreaming. I was very nervous at first because I was communicating to a younger audience, which I was not used to. But to my surprise it became one of the best things I did during the pandemic. I was so happy, and my fear of having dead air and talking to 20-year-olds was unfounded. It was also a new way of generating income during the pandemic.” 

Ces Drilon leaves her comfort zone to try new things like digital, farming, and starting her own business
Ces Drilon leaves her comfort zone to try new things like digital, farming, and starting her own business

The award-winning broadcast journalist who, for over 30 years, was on our TV sets chasing hard news and feature stories found that there was a whole new world away from the newsroom. It may be a cliché but it’s true that when a door closes, a window opens. 

For Ces, it was becoming an entrepreneur, content creator, and a farmer. She founded and launched Provenciana, which produces smudge sticks or bundles of dried herbs that you burn to produce a cleansing cloud of smoke for positive energy; soaps; and other natural home products. 

“I learned to adapt and try new things because the road to success is never a straight line. For me the secret to success is enjoying what you do, and also to savor life’s little pleasures. Don’t forget to celebrate living.” 

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Money Matters: 5 Tips On How To Manage Your Finances in the Time of Covid-19

The Covid-19 pandemic may have taken its toll not only on your personal well-being but your finances, but this does not mean you should give up and lose hope altogether. With frugal living and budget-savvy skills, there is no way you cannot tide this over until things get back to normal or, atleast, to the semblance of normalcy you used to enjoy before the virus hit.

Here are top 5 ways on how you can be manage your finances even in this most difficult of times:

Re-examine your family budget

Now is the best time to scrutinize your family budget and cut back on those expenses that aren’t as important. Why not scrimp on online shopping during sale and promos, and putting your money into something else, instead? Or maybe, instead of alloting funds for a weekend takeaway from your favorite restaurant, you can have a picnic at home or make it a teachable moment for the kids and have them help in the kitchen to prepare their favorite meals and dishes or participate in a family cook-off. This will not only save you a substantial amount of money, it will also prove to be a great bonding activity for the whole family.

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Photo by Kelly Sikkema on Unsplash

Build up your personal savings

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