Announcement, Money Matter

Money Matters: Three Times A Small Decision Rewrote History + Changed the World

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As they say, humanity is a product of an infinitely unfolding number of decisions, what single decision of yours changed your life?

Ever wondered what sparked some of the most momentous events in history? Most of the time, it’s conflict. But sometimes, they’re consequences of decisions made hastily, strategically, or emotionally. From an Indian lawyer going overseas to work, an African American seamstress commuting home, to an aspiring German aspiring artist and a very efficient devout monk, below are some people who made life defining, history-making decisions that changed the world forever.

When no one wanted to buy into the idea of “Google”

Money Matter, announcement, money talks, budget and finance, press release

Google’s success originated from one simple idea of Larry Page and Sergey Brin in the late 1990s. They realized that the sprawling, chaotic mess of content and material existing in the World Wide Web could be “optimized” by ranking search results by how often a content was cited similar to how an excellent research paper is cited by different papers. Their first version of the “search engine” was so successful the graduate students tried to sell the idea for $1 M. Unfortunately (or fortunately for the world!), there were no takers. So, they decided to put up the business themselves and well, you can Google the rest!

What it led to: The internet! Need we say more?

Benefit for you: We consume information as easy and as regularly as we drink water!

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Tips and Tricks

Tips + Tricks: 7 Things You Should Do When Starting An Online Store

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Research shows that up to 80% of internet users make at least one online purchase in their lifetime. This statistic explains the trend by most businesses to launch online stores. They are simple and cheap to set-up compared to the brick and mortar methods, and retailers can reach more customers within a short period. In fact, marketers predict a surge in e-commerce sales by up to $523 billion in the next few years. These are some pretty great facts for any retailer who wants to set-up an online store, but research also shows many e-commerce businesses do not make profits. Some cite ineffective marketing campaigns while others have poor business operations.

Savvy entrepreneurs share their insights on how to improve the chances of success of their online stores by doing these 7 things when starting an online store.

Choose your System Carefully

Naturally, retailers will follow what other retailers are doing. However, some companies use specialized custom solutions developed on old systems that may not support your business. As such, any online startup business should choose a popular system that is well-supported. It should also produce attractive shops and have a good community. Retailers who don’t want to use codes can choose hosted platforms like Shopify.

Ultimately, if you will opt to launch a new website for your shop, it is a must to invest in a Website Design that is very user-friendly and has a responsive design that would provide customers with optimal experience to keep them coming back to puchase.

Pay Special Attention to SEO

A while ago, developing SEO optimized content for an online store was pretty easy. However, with the unpredictable changes in Google algorithms, it has become difficult to create unique content for the stores without duplication. It does not render SEO impractical; in fact, it is the most important tool for stores that want to improve their ranking and visibility.

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Tips and Tricks

Mum Money Hacks 101: Creating An Allowance System For Your Kids

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tips and tricks, money matters, money talks, parenting tips, budget and saving tips, budget saving tips for families
Jordan Rowland

The new school year is in full swing, and if you’re like most Pinoy mums, you probably just finished getting all of your kids’ school supplies, uniforms, and have finally chosen the best tuition fee payment plan to fit your budget. But one thing that you may have to sort out is your child’s allowance.

Indeed, one of the questions that come up these days in parents’ minds is how much baon should you give your kids. If they’ve started asking for some money to spend at the school canteen, here’s what you need to know to create an effective allowance system for your children.

When to start giving baon

Last year, your child may have been content bringing some snacks and a packed lunch to school. But if he or she suddenly asks for an allowance this time around, it may be because your child has seen a classmate paying for food at the canteen. At around the age of 6, kids become more aware of the concept of money and purchasing. It’s essential that they have a good grasp of the basics so when they grow up, they can make good choices when making important financial decisions, such as dealing with credit card debt. Thus, starting them early with an allowance would be good practice for the future.

How will you know if your child is ready to receive an allowance?

If your child can do simple addition and subtraction or mental math, you can give enough money to buy a snack or a sandwich for recess. Check out the school canteen to know the types of food and the corresponding prices, which will help you determine how much baon to give your child.

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