lifestyle, sale alert, Tips and Tricks

Mother’s Day Gift Ideas: Say It With Flowers

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tips and tricks, lifestyle, sale alert, gift ideas for Mother's Day, gift for Mother's Day, gift ideas, flowers

Mother’s Day is just right around the corner and what better way to honor the most important women in our lives than by a bunch of flowers.  Lovely blooms will surely make the day more meaningful and colorful and your mum or mum friends could use more color in this day of honoring mothers and make it more unforgettable.

It is timely that I have recently discovered Anding’s Toys and Flowers Inc. The shop has been around for years, having three different stores in Divisoria and Manila, and is now venturing to sell their items to more consumers through their online shops. They offer a wide assortment of artificial flower arrangements and bouquets to suit your every need, as well as a big collection of different types of toys for children and the kids-at-heart.

tips and tricks, lifestyle, sale alert, gift ideas for Mother's Day, gift for Mother's Day, gift ideas, flowers

It is no easy feat to go to Divisoria in this sweltering hot weather, not to mention the ridiculous traffic situation in the metro. That is why Anding’s “Amazing Mom” promo is not only perfect but very convenient, too. Not only can you choose from their different beautiful arrangements in the comfort of your home but you can also have them shipped right to your doorsteps or your recipient’s home for free. This promo is until the end of May, so you have enough time to buy a floral arrangement or two for your beloved mum, grandmum, or mum-in-law.

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Tips and Tricks

Tips + tricks: Money-Saving Car Leasing Tips

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money matters, money talks, tips and tricks, budget and saving tips, cars
Jiafeng Wang

Leasing cars is not the cheapest way to drive an automobile, but it can be the best option in certain cases. For example, if you intend to upgrade to a better model frequently, you would be better off leasing a vehicle as opposed to purchasing and selling them. There are several tips and tricks you can use to lower the cost of your car lease. Here are some of the most important:

Negotiate the Price of the Car as if You Were Going to Buy It

Leasing cars can be an expensive option for those who don’t know how to negotiate. You should approach the price negotiation as if you were going actually to buy it. It is common knowledge that you would have less leverage when leasing a car, and this might affect your bargaining power. For this reason, you should only let the dealer know that you intend to lease after you arrive at a suitable purchase price. This way, you will be able to get the lowest price they can afford to give. Also, you should get quotations from reputable dealerships such as Intelligent Car Leasing before making your final decision.

Negotiate the Mileage Limit, Down Payment, and Purchase-option Price

Most car salesmen are likely to focus on your monthly payments, and this can distract you from the down payment. It is important to make sure you pay as little money as possible upfront since this can lead to significant losses. In case the car crashes or gets stolen, you are likely to end up with a lot of money lost, and you will also not have a car.

When leasing a car, you will also have to agree on the mileage limit. If you are always on the road, you should go for a higher limit as this will be cheaper than paying extra for exceeded miles. If you have to prepay, you can have them refund you for any additional miles that you didn’t use. Also, find out if the dealership offers a purchase-option price. This can be advantageous if you choose to buy the car at the end of the lease.

Buy GAP Insurance

Guaranteed Auto Protection (GAP) insurance will cover your costs in case your car gets totaled before the end of your lease. The insurance will pay the difference between your loan and the value of the vehicle. It is important to note that GAP insurance will not cover your costs if you lose your job or get disabled.

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