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Money Matter, money matters, Tips and Tricks

Money Matters: 3 Effective Ways To Analyze Your Budget

August 27, 2021 No Comments

In this hardest of times, making both ends meet is a struggle in itself. This is why it is a must to analyze your budget so you can maximize your spending power, ensure that there is enough budget to spend for needs and wants, and guarantee that money is set aside for important expenses, as well as for emergencies and similar unexpected expenses.

Examining your budget may be challenging, but here are a few effective ways you can practice to effectively analyze your budget:

Compute your monthly income

To analyze and create your monthly budget, you must first compute your regular monthly income. This would include all the funds that are coming in regularly by the end of the month. In case of unfixed or commission-based monthly income, you can compute for the average and include that to make your computation more comprehensive. It is also a must to subtract items like income tax and payables, as well as loans or social security contributions, in order to compute your net income, or the actual funds you receive at the end of the month.

money talks, money matter, money matters, money saving tips, budget and finance, tips and tricks — Photo by Jess Bailey on Unsplash

List down your monthly expenses

In the same manner, you must also list down all your monthly expense to help you set your monthly budget and analyze whether it is enough to cover all your expenses for the month. Your list must include all your fixed expenses, or those that you need to regularly pay each month. This may include rent, car mortgage, school tuition, insurance premiums, and the likes. Variable expenses, on the other hand, are those that may vary from one month to the next and must also be included in your list. Such expenses include gas, groceries, funds for dining out or food takeaway, medical expenses, as well as car maintenance and repair fees.

money matters, Tips and Tricks

Money Matters: 5 Ways To Keep Your Customers During The Pandemic

July 19, 2021 No Comments

The Covid19 pandemic put a stop in world economies. It made businesses, big and small alike, struggle to keep afloat while the world wait with bated breath for the onslaught of the would-be biggest health crisis of our time to finally stop. Numerous establishments were badly hit. Some may not even be opening up shops anytime soon. While those who were lucky enough to continue providing products and services to now-homebound customers and clienteles grapple at the staggering changes and restrictions brought about by the current situation.

The economic crisis brought about by this health emergency is but another reason to make sure your customers continue to patronize your products and services. Here are a few things to do exactly that:

Focus on your existing customers

The loyal customers are the backbone of every business or enterprise. You need to put premium on your existing customers as you also build a number of new ones for your business. Commend the people who continue to support your company even in this difficult times. Go the extra mile to provide better service or improved products.

A few of the things you can do to show your customers exactly how you value them includes reviewing your loyalty program or hosting free webinars. You can also provide streamlined customer support for an even improved customer experience.

Establish a constant communication with your customers

Life in the time of Covid-19, money matters, tips and tricks, money talks — *Photo by Jon Tyson on Unsplash*

Now that your clients are unable to see you face-to-face as they cannot visit your shop or your store, it is high time that you set up a way for your customers to contact you conveniently and instantly. This is also the time to show your users and subscribers that you hear them and that you empathize with their causes. You can use your online pages for this purpose. You can also set up a mailing list or set up a hotline where the users can contact you any time.

Ask your self this question: why do I need a customer 360 view? and consider investing on softwares and products to help you effectively manage your customer data. This will allow you to use these data in order to serve and supply your clients better.

Announcement, Money Matter

Mum Shares: Share Posts + Earn Rewards On Social Media!

May 7, 2021 No Comments

All while you learn and share financial knowhow

Admit it or not, social media has been a part of our every day ~ every waking hour, every cherished moment, every achievement. Digital-savvy or not, we’ve all become social media natives, especially now, while in the midst of a pandemic. And that’s not necessarily a bad thing.

Using social media to hone my skills and talents to take advantage of business opportunities has honestly been a lifesaver for me and many others during these difficult times. Social media helped us stay connected with our loved ones during the months-long lockdown, distracted us from what’s happening, and encouraged us to continue trudging on because, well, we’re all in this together. Cue music.

It’s an escape {if you follow the right people}, a safe place to breathe and relax while laughing at adorable cat videos. It’s a platform where you can be anything you want to be {or truly are}.

Yeah, yeah, it’s an endless source of entertainment. But did you know that you can earn rewards from it, too? And all with no cost to you? Just download an app, FWD Affiliates, register, and share.