6 Tips to Downscale Your Debt Worries

Times are hard and earning money to provide for your family’s every need, pay the bills, and afford you that occasional indulgence is even harder. Struggling to make both ends meet sometimes can be tricky and it is no wonder why a number of people resort to obtaining loans to buy things that they otherwise cannot afford or pay for emergency expenses that they have not  prepared and saved up for. I guess it is okay to get a loan every now and then, what is important is to pay them up on time so you won’t accrue unnecessary interest that would only add up to the amount you have to pay. Here are a few tips from our friends from Loan Solutions Philippines on how to efficiently manage your existing loans.

It is very rare to find an individual who is debt-free. However, it is easy to find people who are too stressed out because of their loans. There are people who are not too worried even if they have loans to pay. What is their secret? How do they remain calm? Loan Solutions Philippines is a financing company that matches lenders and borrowers through their own matching system to give Filipinos access to financial assistance faster and easier. Here are some steps you can take so that you do not worry too much about managing your loans:

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Christmas Shopping Made Easier With Lamido

I must admit, I am not too keen on braving the malls and doing shopping, especially now that the holiday season is upon us again. Sure I love the sight of people milling about and I also appreciate the Christmas rush up to a certain extent, but it does not look too promising when you have an energetic boy in tow, who would run off to heaven-knows-where the next chance he got. That is why I really opt to shop online whenever I can. It is convenient, such a time-saver, plus it saves me from all the trouble I had to endure with a single trip to the mall, including crowded shops and restaurants, and unnecessary or unplanned spending.

Now shopping for every item on your Christmas list is made easier, thanks to Lamido buy and sell, the country’s fastest growing market place  where online shoppers can buy and sell different items. They have a wide variety of products and categories you can browse and choose from, including products and toys for kids and babies, fashion, electronics, health and beauty, sports and outdoors, kitchen and dining, storage and organization, and a whole lot more. It collates everything a shopper might need all in one place!

Why You’d Love Lamido?

mum finds, tips + tricks, online shopping, online deals, Christmas gift ideas, gift ideas

Here are a few things you will get to love about this buy and sell site:

  • the huge selection of items and products to choose from
  • the convenience to pay for the items you purchase online
  • the cash-on-delivery mode of payment
  • the fact that it is owned by Rocket Internet, the same company behind innovative and trusted sites like Lazada, PricePanda, and Carmudi
  • the numerous trusted merchants with amazing deals
  • the free registration to the site
  • if you are planning to earn extra this Christmas season, registering as a seller to sell interesting items is easy-peasy
  • the free nationwide shipping!
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Awesome Halloween Costumes For Kids

tips + tricks, occasions, lifestyle, Halloween, costumes, costumes for children

One of the most fun season of the year is upon us again!

Halloween is that one single time of the year when everyone wants to be ugly, or dirty, or scary. Of course, it is also that time of the year when mums are the busiest scurrying to find the most interesting costumes for their kiddos. This year, we initially decided on a DIY Optimus Prime costume that transforms as the little man has just seen the last film and he was talking Transformers all day long. Am sure he will have a grand time channeling his inner Autobot in this year’s Halloween party. We decided against it, though, as we do not have enough time to pull the homemade costume {read: my creative brother did not have the time to finish it just in time! :)} off.

I decided against the store-brought costumes, too, as I actually plan on scrimping this year instead of opting for those costumes that will actually cost me a fortune. Good thing I was able to chance upon this shop {you may check out details about them at the bottom of this post} that sells costumes near the city market. They also make costumes if the costumes you like are not available in the store. I had a black robe done for only Php350 for a Harry Potter costume fit for the little guy. I was able to get this customized robe after 2 days.

tips + tricks, occasions, lifestyle, Halloween, costumes, costumes for children

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