2013 goals, money talks, money matters, mum's thoughts

I know that almost 2 months have passed and it is rather quite late to be jotting down more New Year goals at this time, but I reckon I can always set personal goals anytime I want to, right? So here I am making a mental note {and a written one, to accompany it!}  to aim to continue building up on my savings for this year. I might not end up as a millionaire with a hefty amount on my bank account at the end of the year, but if I can add a few more thousands of pesos to my little man’s savings account, then I will be such a happy camper!

I am not really well adept with numbers and talks about investment and mutual funds can really give me such a terrible headache, so I’d rather steer clear of them for now. It will be quite scary to jump into something which I have limited knowledge of. If only those types of investments will come with something like MyLife Refund option, then I’d say it will be safe to put my hard-earned money on them, but if not, I would really have second, third and more thoughts before jumping in.

But a handicap with numbers shouldn’t set me back from my goals to improve my financial situation this year, won’t you agree? I have a rather simple solution, see.  Monitoring and noting my earnings and expenses is one good way to be financially in control. By keeping track of all my financial moves, I can very well determine my earning and spending pattern and create a perfect way on how I can effectively save. And, to save up, all I really have to do is to put a full stop on my online shopping habit and what do you know, the money I save from that will automatically go to my son’s bank account! Easy-peasy, right?

image is from www.freedigitalphotos.net

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mumwrites

is a 30-something work-at-home mum who blogs in between home chores + child-minding. i love coffee, books + reading, collecting lovely postcards, + spending loads of time outdoors with my little man.